Should I Consider Bankruptcy in South Florida?

 

Bills have become a part of everyday life, but some bills are more stressful and overwhelming than others. If you’re constantly receiving past due credit card bills or calls from lenders, you may wonder how to find solutions. While minimum payments can seem like a solution, you need to break the cycle of debt. At Brodzki Jacobs & Associates, PL, we know that for many people facing overwhelming debt, bankruptcy in South Florida can help. If you’re considering bankruptcy, start by consulting with a knowledgeable bankruptcy lawyer in South Florida.

Debt is more than just a game of numbers, it can be a stressful experience that’s punctuated by bills, creditor calls and creditor harassment. The problem is, debt won’t vanish on its own. For example, credit card debt is practically guaranteed to worsen thanks to interest rates and payment struggles. If you owe far more than you earn, or if paying back all of your debts will put your family in financial failure, there’s another option. With bankruptcy in South Florida, you may be able to work towards greatly reducing or even entirely eliminating your debts.

At Brodzki Jacobs & Associates, PL, we’re here to help provide honest approaches, advice and genuine assistance regarding bankruptcy in South Florida. Consulting with a knowledgeable bankruptcy lawyer in South Florida from our team can help you understand your best approaches to bankruptcy. For example, if you owe far more than you earn in debts such as credit card debt, Chapter 7 bankruptcy may prove beneficial to your situation. If you have the ability to repay some but not all of your debts, then Chapter 13 may offer a better resolution.

Chapter 7 bankruptcy involves removal of unsecured debts such as credit card debts and some loans as well. A trustee oversees the forfeiture of nonexempt assets in exchange for the debt removal of Chapter 7 bankruptcy. You can count on our team at Brodzki Jacobs & Associates, PL to help ensure that the right assets remain protected and unexposed during Chapter 7 bankruptcy.

Chapter 13 bankruptcy involves a debt restructuring plan in which a trustee works to see that your creditors are paid as much as possible. It’s crucial to work with a bankruptcy lawyer that can help protect your best interests during the Chapter 13 processes.

If you’re considering bankruptcy, it’s important to have the best opportunities on the table. The right guidance, assistance and legal representation can make all the difference when it comes to your bankruptcy in South Florida. If you’re fed up with the revolving door of debt, it’s time to break the cycle. Our team at Brodzki Jacobs & Associates, PL is here to help. To consult with a dedicated bankruptcy lawyer in South Florida, please call our office at (954) 344-7737.

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