How Can A Bankruptcy Lawyer in South Florida Help Me?

Though the economy overall may be continuing to climb, an increasing number of Americans are facing financial struggles. Over 60 percent of Americans lack emergency savings of any sort, meaning that a car repair, medical expense or high credit card bill can push things into disarray. At Brodzki Jacobs & Associates, PL, we understand how challenging it can be to pay for overwhelming debts, especially when there are no savings to be had. In the months following the costly holiday season, many people are realizing how truly difficult it can be to make ends meet. While each situation is different, there are those that may be able to benefit from declaring bankruptcy in South Florida. If you’re contemplating bankruptcy, it’s important to find a bankruptcy lawyer in South Florida that you know you can trust. Our team at Brodzki Jacobs & Associates, PL is here to help you understand your options when it comes to bankruptcy.

There are two main types of personal bankruptcy in South Florida, and a lawyer from our team at Brodzki Jacobs & Associates, PL can help you understand how these different types of bankruptcy may work to your benefit. When you approach bankruptcy, it’s important to recognize this process as one for relief. Essentially, bankruptcy is a tool to help you get back on your feet and push debt aside. Debt can be incredibly overwhelming, and when you owe far more than you earn, bankruptcy may be an option.

Chapter 13 bankruptcy is an option for those that are facing debts that can be difficult to pay off, but not entirely possible. Through Chapter 13 bankruptcy, debts are reassessed into amounts that are placed into a repayment plan that typically lasts three to five years. Chapter 13 bankruptcy can prevent foreclosure, and it can help you regain footing on mortgage and car payments. A bankruptcy lawyer in South Florida can help you understand your best approaches to Chapter 13 bankruptcy.

For those looking to wipe the slate clean and start anew, Chapter 7 bankruptcy in South Florida may be your best bet. There are many different paths to take during Chapter 7 bankruptcy, so the right legal assistance is pivotal in your success. At Brodzki Jacobs & Associates, PL, we can help you through the restructuring and asset exchange of Chapter 7 bankruptcy.

There’s one main goal of bankruptcy in South Florida, whether you’re working through Chapter 7 or Chapter 13. Your fresh financial future is the goal of any bankruptcy process. Whether you’re looking to reduce, restructure or entirely eliminate debts, you can find the help you need from a knowledgeable bankruptcy lawyer in South Florida. To learn how our team at Brodzki Jacobs & Associates, PL can help, please call (954) 344-7737.

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