Why Start off the New Year with Bankruptcy in South Florida?

 

Your holiday shopping lists have sure grown as the season has gone on. Your family, friends, loved ones, co-workers, mail carriers, neighbors, children’s teachers and just about everyone else has a spot on your list. But, your holiday budget might not be able to cover all that spending. If you’ve racked up your credit cards, it’s important to learn your options for debt relief. At Brodzki Jacobs & Associates, PL, we know that one path out from debt is through bankruptcy in South Florida. And while the idea of declaring bankruptcy in Coral Springs or anywhere else may seem daunting, it’s important to realize that bankruptcy can be an incredibly powerful financial tool. If you’re considering regaining control of your finances through bankruptcy, it’s time to see how a bankruptcy lawyer in South Florida from our office may be able to help.

Bankruptcy is essentially the process by which you let your creditors know that your debts are simply beyond your control. Overwhelming credit card debts, some utility bills and medical bills may be addressed through bankruptcy. Chapter 7 bankruptcy is one of the most popular types of bankruptcy in South Florida, and our team at Brodzki Jacobs & Associates, PL can help you understand if this path to financial freedom is your best fit.

In Chapter 7 bankruptcy, unsecured debts may be wiped out or may be exchanged for sale of nonexempt assets. But in the State of Florida, assets such as retirement savings, homes and even cars can be shielded from exposure during Chapter 7. A skilled bankruptcy lawyer in South Florida can help you understand what assets are typically untouched and which debts may be eliminated through Chapter 7.

If you’re looking to start off the new year on a good foot, bankruptcy may offer the fresh start you’re seeking. Without credit card debts, calls from creditors and the constant strain of debt holding you back, you can focus on making 2016 your best year yet.

Overwhelming debt can be something you leave behind as you start the new year without this holding you back. That being said, bankruptcy can be an incredibly complex process, so it’s important to have the right legal assistance guiding you through. Our team at Brodzki Jacobs & Associates, PL is here to help you understand your opportunities when it comes to bankruptcy in South Florida. To get started, please call (954) 344-7737 to schedule your consultation.

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