Should I Declare Bankruptcy?


Let’s face it, making ends meet each moth has been getting increasingly difficult for Americans all throughout the country. Unexpected bills, medical expenses and illnesses are making each dollar stretch further and further. Sadly, sometimes the financial burdens simply become too much to handle. Are you fed up with scrambling to make minimum payments, only to fall even deeper into debt? At Brodzki Jacobs & Associates, PL, we’re here to help. Our lawyers understand that bankruptcy can present considerable solutions for many people in need of debt recovery. This is why we’re dedicated to providing the most comprehensive bankruptcy representation and assistance. If you’re wondering whether or not you should declare bankruptcy, consider some of these questions:

  • Do you owe more than you make? When your debts become more than you can handle, bankruptcy is a possibility. Essentially, when you declare bankruptcy in South Florida, you’re declaring that your debts are more than you can pay off with your financial abilities and obligations. If this is the case, then it’s time to consider bankruptcy.
  • Are you only making minimum payments? Credit cards are a wonderful tool for building credit and making major purchases that wouldn’t be possible otherwise. But, has your credit card become a challenge? If you’re only making minimum payments, then you’re not making much of a dent in your debt at all, and bankruptcy may be beneficial to your situation.
  • Are you facing foreclosure? Foreclosure is one situation that pushes many people to bankruptcy, because bankruptcy can actually pause or even end a foreclosure. If you’re underwater on your mortgage and you’re facing other debts, bankruptcy may be able to help save your home and your finances.
  • Is your phone constantly ringing with calls from creditors? Creditors can get ruthless when it comes to collecting their funds. If your phone is always ringing with calls from banks, creditors, lenders and other people to whom you owe money, you may need help out of this debt.

If you’ve answered yes to any of these questions, then you can benefit from consulting with a bankruptcy lawyer in South Florida from our firm. At Brodzki Jacobs & Associates, PL, we know that bankruptcy is not a one size fits all financial solution, but it can bring considerable solutions to people all throughout the area. If you’re ready to finally take control of your finances and debts, it’s time to learn how we can help. To get started, call (954) 344-7737 to schedule your consultation.

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