Bankruptcy is Easier With Help from the Right Place


The Oxford English Dictionary is widely regarded as the most comprehensive collection of the English language ever assembled. According to the dictionary, bankruptcy is defined as “the state of being completely lacking in a particular quality or value”.

It’s easy for someone who falls into financial troubles to hang their head and generally act like a person who completely lacks value. However, most don’t realize that hiring a bankruptcy lawyer in Coral Springs can be the solution to their financial woes. The Oxford English Dictionary defines lawyer as “a person who practices or studies law,” but that does nothing to highlight all the benefits of working with an experienced legal team at Brodzki Jacobs & Associates.

There are a hundred reasons someone could find themselves facing bankruptcy. Maybe they lost their job or healthcare unexpectedly. Perhaps a medical emergency or another unforeseen problem causes financial strain. Whatever the reason, there are options available for someone who won’t be able to make ends meet.

An experienced bankruptcy lawyer can be someone’s best friend when it comes to filing for chapter 7 or 13, the two main forms of personal bankruptcy here in the United States. Chapter 7 involves the liquidation of assets in order to pay back debts to creditors such as credit card companies or even the IRS.  Assets could include houses, cars and anything else deemed valuable.  However, there are very favorable exemptions in Florida which permit debtors to retain assets while in bankruptcy.  Above all, chapter 7 bankruptcy is intended to be a fast fix for a tough situation. There is a process to see if someone qualifies for chapter 7 bankruptcy in Coral Springs and a bankruptcy attorney can help you through that process.

Chapter 13 bankruptcy involves coming up with a repayment plan over a few years. A lawyer can help you negotiate a suitable plan that both the individual and the creditors can agree to. All chapter 13 bankruptcies must be approved by a judge. This option is better for those who want to keep their assets above the allotted exemptions and have a source of income to keep them going.

Regardless of which avenue you choose, it always helps to have a knowledgeable resource working for you. The lawyers of Brodzki Jacobs & Associates have helped numerous clients make it through a bankruptcy with their dignity still very much intact. Personal bankruptcy in Coral Springs can leave someone feeling like a loser, but the dependable attorneys at Brodzki Jacobs & Associates are dedicated to helping hardworking people get back on their feet and in control of their financial situation. When life throws the unexpected your way, put your faith in the legal team at Brodzki Jacobs & Associates for all your bankruptcy needs.


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